Other than like O’Neill cylinders in cislunar space, or sod roofed community long houses.
Never mind that ending commodity housing destroys western civilization.
Other than like O’Neill cylinders in cislunar space, or sod roofed community long houses.
Never mind that ending commodity housing destroys western civilization.
Housing co-ops come to mind as an alternative. You buy into the co-op similar to a down payment but usually much lower amount ($10 000 vs $50 000- $250 000 here) and are returned that buy in if you ever leave. Rent goes into a shared equity fund used to pay off mortgages (say for the land and buildings if new build) or for major renovations if an established co-op. Rents are far lower than market value (1/3 to 1/4 the market rate locally) so it’s affordable for everyone.
Around here everyone has to do a hour or so of volunteer work in the co-op, but it all goes to improving everyone’s living.
Housing shouldn’t be an investment, it should be a basic right for every person.