Does the underwear cover basic grooming and self care? I.e. do I still need to trim my fingernails, shave, apply sunscreen?
What about the health benefits of staying clean? I mean nice breath is fine, but if I stop brushing will I get cavities? If I get a cut, do I still need to clean the wound to avoid infection?
Theoretically you can lose more than 100%. If you first win 2000% and then lose everything, you’ve technically lost 2100% of your starting capital.