

My job has a 401k I was putting into when I started 12 years ago and they allow to borrow against it so I’ve had to do that to survive for a while now. Whenever I inevitably get fired or leave my job I’m gonna take the opportunity to just cash out and take the huge tax hit because I find it highly unlikely that I’ll make it to actual retirement age at this point.



It’s been my hobby for a few years now and I love it. Just make sure to temper expectations and that you’re doing it because you enjoy it and not because you think it’ll make you rich or something lol