Spot on. We all have our own demons. It’s up to us to overcome them and make a life for ourselves. Life is not fair, some get it better, so e have it worse, but it’s for each of us to conquer ourselves

Life is learning that no one looks out for you, no one is going to swoop in and make it easy. Nobody wants to go to work, but we all do anyway. I’d love to take a year off, but then I’d probably go homeless, so I don’t. I can wish it all I want, but it isn’t going to happen.

So, I could be resentful that others may have it easier, or I can enjoy my days off how I want and put in my time as I go. C’est la vie.

I am the exact same way. Good on you for acknowledging it and recognizing it. I love romcoms, Jane Austen movies are some of my favorites, and ffs I literally made and mod the Taylor Swift community here. I’m very straight, but also in touch with my own emotions. All of masculinity says that I would never find a woman and that I’m doing everything wrong.

Except I’ve been married and ina committed relationship for well over a decade now. My wife loves that I’m open with who I am. (I took her to the Eras tour!).

Toxic males are sexist in many ways, but one is that they think of women as single thinking people. That women want hot guys with fast cars, and that you’ll never get one without. That’s like saying that all men like playing dnd, or all men want to drive a big truck. It’s asinine. There are over 4 billion women on this planet, and a good many of them do not care what kind of truck you have. In fact, most of them would think you wasted your money on it.

Data science. CS is going to be programming and learning about things like registers and ram allocation. Data science sounds more like what you’re describing

I wish, but check their comments. They’re just here to argue

99% likelihood of a troll people, downvote and move along

Nope. Don’t take the bait people. Move along.

I had a similar but in reverse. I was at the bar with some coworkers, 4 of them or so, and they were all bitching about their wives. They turned to me and I didn’t have anything. I literally made something up, I was so on the spot. They laughed and the conversation moved on. It hit me though because it was like this cannot be healthy, is this what you actually think?

10 years later, 3 of them are divorced.

You got an audible chuckle from me on that one

Ah floating point math. Works fine for 90% of use cases, until it doesn’t.

I got the Hyundai Kona to be a simple small barebones EV and it has done that. It’s going to have the same bells and whistles most people expect, but I did also get a physical key with it.

Had it just over a year now and love it. It’s a great car

Whoa was the AI boom actually just a big hype bubble?!

Come join us friend, one of us, one of us

13 is too young for an unrestricted smartphone for sure. If you do, I would lock it down hard for another couple of years. No spying, they deserve privacy, but you should know who they’re talking to (just not what they’re saying). But the internet is much much too broad of a place to just dump a 13 year old into. (Just look at us cretins here. You just wait, someday someone will offer your child linux and he better be ready to handle it).

Joking aside, the other thing is if they want a phone badly maybe it’s a good time to teach the lesson on finance too. Maybe you offer to go in halfway with them, and they can do a paper route or something. At 15-16 then they’ll start being annoyed at the restrictions on the phone, and that’s their opportunity to buy one themselves.

1. a credit card shouldn’t be about the limit at all. Even with a big project you could have just done it in parts or only done on part on the card. You should never take out cards for a higher limit.

2. you could have just called and asked for a limit raise.

That you don’t know enough about credit. Or fraud.

Okay, after rereading I’m starting to feel like there’s something fishy about OPs story that they’re not telling us. Why was the limit so important? 25k is well more than enough for the first. Take them at their word, they couldn’t use it so they got the second. 10k. That is still more than I have ever put on my card. So why is the limit so important.

It could be pure naivety.

Or, was OP trying to do one of those scams that landed a lot of people in trouble (see: jail)? I believe it was something like you do the check pulls against one card and use it to pay off another, but the scheme depends on each card having the same or higher value. Did OP attempt one of these, and then get desperate when each one was a lesser amount?

Either way. As I said in another comment it’s a life lesson for OP. If it was pure naivety then congrats, now you know the hard way. If it was something worse, then lesson learned that there are no money “hacks”. Only quick ways to be caught. (And trust me, the last hack was discovered within days and the people tracked down, and I think you just witnessed them closing the “loophole”). You don’t fuck with the bank’s money.

Oof didn’t even think about that but yeah. I have a very old retail credit card I got when I was 19 that I keep open just to keep my average high. Put some on it once a year just to keep it open

As long as you pay it off every month it should be the way you pay for everything. It builds your credit score and is more secure. With a credit card you’re spending their money, so if your card gets stolen you won’t be on the hook for everything. Vs a debit card you’re spending your money, it is much harder to do fraud from the consumer side with a debit card. Plus perks .

I understand if you’re bad with credit, but if you’re not, why wouldn’t you use one?

It’s credit, a loan, and I’d say this is actually great example of why it’s useful. OP showed one after the other how likely they are to take out credit. Like it or not OPs behavior is a warning sign

Talk about a life lesson. Credit cards shouldn’t be a willy nilly oh this one sounds fun. They should take research, making sure it’s what you want.